Just about everyone has come into a situation where money was a bit short for the month or an unexpected financial emergency has made its way into your life. For many Rhode Islander’s living paycheck to paycheck (as well as the million of folks across the country), any sort of financial set back can cause some serious problems.

Let’s say that your car breaks down and it’s going to cost $500 to fix, but you don’t have the money, and you don’t get paid until next Friday when you would have the money to spare. As a resident of Rhode Island, you can get a cash advance quickly and easily without a hassle, like a credit check. All you need is a steady job and a paycheck to prove it. Some lenders may require you to have direct deposit with your employer in order to utilize their speedy process.

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Cash advances are small (usually under $1,000), short term (usually payable in a few weeks to a month), single installment loans that will carry you through until your next paycheck arrives. Many payday lenders will require you to write a personal, post-dated check (for the date that the loan is due) for the full amount of the loan plus all applicable fees. This way, you don’t have to worry about getting back to the lender to pay your loan.

Rhode Island law has some protections in place for all cash advance involved parties. Please note that while cash advances are not illegal, these laws make it difficult to operate in the state:

Minimum turnaround time of 13 days.
Fees cannot exceed interest rate cap of the Small Loan Act, or 36% annually.
One rollover permitted (pay off one cash advance with another).
No more than 3 loans out at one time.

Apply for a Rhode Island Quick Cash Advance NOW >>

* Cash-Advance-USA.org provides information and research on cash advances/payday loans. We are not a payday lender or broker, nor are we necessarily affiliated with the companies profiled on this site. Not all products and services are available in each state.